VA Loan

Why a VA Loan?

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.

About VA Home Loans

VA Loans are a unique benefit designed exclusively for veterans, active-duty service members, and eligible military spouses. Backed by the Department of Veterans Affairs, VA loans offer competitive interest rates, no down payment requirements in many cases, and more flexible credit guidelines compared to traditional mortgages. This program aims to make homeownership more accessible for those who have served our country, ensuring they can build a stable and secure future for themselves and their families.

A VA mortgage loan is a type of home loan guaranteed by the U.S. Department of
Veterans Affairs (VA) and offered to eligible veterans, active-duty service members,
National Guard members, reservists, and certain qualifying spouses. Here are some key points about VA mortgage loans:

Requirements

  • Certificate of Eligibility (COE).
  • VA loans may have more flexible credit score requirements.
  • Minimum service requirements may apply.
  • The property must be in acceptable condition

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